Terms and Conditions

1. Service Description

WOW Save My Money ("the Service") is a free platform that allows users to track their subscriptions and expenses. The Service includes features such as subscription tracking, expense monitoring, and email alerts for upcoming charges.

By using WOW Save My Money, you acknowledge that this service is a personal finance management tool intended for informational and organisational purposes only. It does not constitute financial, legal, or investment advice.

2. Exchange Rates

Exchange rates used within the Service are not updated in real-time and will not reflect current market rates. We aim to update exchange rates at least once per week, but users should not rely on these rates for financial decisions requiring current market values. For accurate, real-time exchange rates, users should consult financial institutions or currency conversion services.

3. No Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free.

4. Limitation of Liability

We accept no responsibility or liability for:

• Accuracy of expense or subscription calculations
• Timeliness or delivery of email alerts
• Service interruptions or technical issues
• Any financial losses or damages resulting from use of the Service
• Decisions made based on information provided by the Service

5. Email Notifications

While we strive to provide timely email notifications about upcoming subscription charges, we cannot guarantee:

• The accuracy of notification timing
• Delivery of notifications
• Completeness of notification information

6. Service Availability

We endeavor to maintain Service availability, however:

• The Service may experience downtime for maintenance or technical issues
• We reserve the right to modify or discontinue the Service at any time
• We are not liable for any Service interruptions or unavailability

7. User Responsibilities

Users are responsible for:

• Verifying all calculations and information provided by the Service
• Maintaining their own records of expenses and subscriptions
• Managing their subscriptions and payments independently of the Service

8. Privacy and Cookies

Our Privacy Policy explains how we collect, use, and protect your personal information. You can view our complete Privacy Policy here.

We use cookies and similar technologies to enhance your experience. Learn more about how we use cookies in our Cookie Policy here.

We are committed to protecting your privacy and handling your data in compliance with applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR). By using the Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

You have the right to request access to your data, correct inaccuracies, and request deletion of your account and associated data at any time. Instructions for exercising these rights are available in our Privacy Policy.

9. Data Security

While we take reasonable steps to protect your data, please note that data stored in the Service is not encrypted at rest. As such, you should not store sensitive personal or financial information (such as passwords, bank account details, or credit card numbers) within your account.

By using the Service, you acknowledge and accept the security limitations and agree not to input or upload sensitive or confidential data into the system.

10. Referral Program

Our referral program allows users to earn rewards by inviting others to join the Service. The following terms apply:

• Users must use their unique referral link when referring others. Referrals will only be credited when new users sign up through this link.
• Self-referrals are strictly prohibited. Users may not create additional accounts to refer themselves.
• Users found to be engaging in self-referrals or other forms of referral system abuse may have their accounts terminated without notice.
• We reserve the right to modify, suspend, or terminate the referral program, including its rewards and requirements, at any time without prior notice.
• Referral rewards are subject to verification and may be withheld or revoked if we suspect fraudulent activity.
• Users must comply with all applicable laws and regulations when participating in the referral program.

11. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service following any changes constitutes acceptance of the new terms.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. By using the Service, you agree that any disputes or claims arising from or in connection with the Service shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Last Updated

May 5, 2025